Add a reminder to your calendar to be notified when you can activate your new card.
Add a reminder to your calendar to be notified when you can activate your new card.
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Received your new card? Activate it now to start shopping and earning rewards.
What to expect
Continue using your existing credit account through January 7, 2038
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Great news—your new credit card is on the way.
Be on the lookout for an unmarked envelope from Columbus, Ohio. Once you receive your new card, go to comenity.net/urbrand to activate it.
In the meantime, continue using your existing credit account to shop and earn rewards. Any account balance you have will transfer to your new account with Comenity Capital Bank. Your rewards and benefits are not changing.
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We’re getting everything ready for you.
During this time, all servicing will be temporarily paused while your existing account transitions to Comenity Capital Bank. If your due date falls between January 14-16, you won’t be able to make a payment. Not to worry though, you won’t receive any late fees.
You can make payments with us and enroll in Automatic Payments starting Januart 17 at 8 a.m. ET.
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Your new card should arrive in the mail.
Once you have your new card, please activate it (and any cards for your authorized buyers) online at comenity.net/urbrand.
If you receive your new card before this date, keep in mind that you won’t be able to use it until January 17 at 8 a.m. ET. Additionally, our Customer Care agents may not have your account details available until this time.
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Register for online access and start using your new card.
If you haven't activated your card yet, go to comenity.net/urbrand to activate it and register for online account management.
Once you sign in, you can enroll in Automatic Payments at the bottom of the Payments page. Automatic Payments usually begin within 1 to 2 billing cycles on your due date. If you have payments due before then, you’ll need to schedule one-time payments.
Your new card will have a different card number, expiration date and CVV. If you used your existing credit account for any recurring subscriptions or membership payments, be sure to update those payment details with your new card information.
Earn points at URBrand
Experience the must-have credit account for URBrand customers.
3%
in rewards on qualifying URBrand purchases¹
2%
in rewards on grocery store, food delivery, restaurants, gyms and sporting goods purchases²
1%
in rewards on all other purchases³
Frequently asked questions
Comenity Capital Bank issues and services credit cards for many of the country’s most recognized brands. We are proud to include URBrand as one of our brand partners, and we look forward to serving you.
Bread Financial is the name of Comenity Capital Bank’s parent company. You’ll begin to notice the Bread Financial logo on our website and other company communications going forward.
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Credit card offers are subject to credit approval.
URBrand Credit Card Accounts are issued by Comenity Capital Bank.